There are plenty of companies offering credit-monitoring services. You can turn on your TV and hear them advertising with their catchy jingles. I have tried out a lot of these companies to figure out which one offers the features I want. In this article I decided to share with you my review of TransUnion 3-Bureau Credit Monitoring , also known as TrueCredit. TrueCredit is a credit report and...

We have talked before about the importance of credit in your everyday life. There are three main things that could be adding negative information to your credit report: your behavior and actions, identity fraud/theft and errors. At some point we have to understand that the reason our score is low might be because of our behavior and actions. I know the economy fluctuates and at times you may not...

As we have talked about credit can affect almost every aspect of your life. Here is one more example of how credit affects you. This is taken from GMAC Insurance. This is the explanation of why a credit score affects your car insurance rates. These are from the FAQ section about credit. “Do all car insurance companies use credit? GMAC Insurance uses credit to determine your auto insurance...

As mentioned previously, your score can affect almost every aspect of your life. I wanted to share an example of how a credit score can affect your life. Mortgage Several big names pop into my head when I think of mortgages. One of these names is Lending Tree. They act like a dating service for mortgages. You go to their website and they will connect you with multiple lenders that can help you...

Credit Bureaus There are three main credit bureaus – Equifax, Experian and TransUnion. They collect data and compile it into personal credit files for over 150 million Americans. The bureaus take this information and sell it to lending institutions, property management companies, credit grantors and other businesses. These businesses will provide information, such as payment history, to the...