Are you Prepared?

The time for being prepared is now. Use the ARK Analysis and other tools in this section to help you get on the path to preparedness. We will help you build your personal and/or family ARK.

We want to provide you with additional tools to be able to build your own ARK. We will continue to build this over time. If you have suggestions of items that would help others, please feel free to submit those. We will attempt to use all tools and suggestions as they relate to the 9 principles of Being Prepared Works.

Principle 1: Spending Plans
Spending Tracker:Use this tracker to create track all of your expenses. You will need this information to create your spending plan.

Spending Plan Template:Use this template to create your own spending plan. Make sure not to change the formulas. It will calculate all the percentages for you.

Principle 2: Debt Elimination
Debt Ratios:This spreadsheet builds upon the spending plan from principle 1. The debt ratios are used by most lenders when determining if they will lend to you and at what terms. After entering in your spending plan information, the spreadsheet will calculate your ratios and compare them to the standards.

Principle 3: Savings
Emergency Fund:This spreadsheet builds upon the spending plan from principle 1 and the debt ratios from principle 2. You will need to determine how much you want for an emergency fund, but this spreadsheet will tell you how much is needed for one month.

Principle 4: Emergency Planning
FEMA Communications Plan Template: Use this template from FEMA to create your family communication plan.

Home Inventory: Use this template created by BeingPreparedWorks to create a home inventory to protect your assets.